Overview

Yeeld is a surcharging engine that automates the rules governing when, where, and how credit card surcharges can be applied. It handles jurisdictional enforcement, rate calculation, and disclosure so you don’t have to track them manually.

Once integrated, Yeeld evaluates every transaction in real time against the applicable jurisdictional laws, card network rules, and your configuration. If a surcharge is permitted, Yeeld applies the correct rate and disclosure. If it isn’t, Yeeld blocks it.

What Yeeld handles

• Jurisdictional enforcement - Surcharging rules vary by U.S. state, Canadian province, and card network, and they change often. Yeeld maintains the ruleset and applies it automatically.
• Rate calculation - The surcharge you can apply is bounded by your cost of acceptance, the applicable jurisdiction, and the card network cap. Yeeld calculates and enforces the rate on every transaction.
• Disclosure support - Disclosures are required at multiple points in the payment flow. Depending on your integration, Yeeld handles some or all of these automatically. See the Compliance page for details.
• Refund and tax guidance - Yeeld advises on refund best practices and educates on proper tax treatment.

Yeeld does not process payments, store card data, or provide legal advice. It is a real-time rules engine, not a payment processor or legal service.

Surcharging applies to eligible credit card transactions only. Debit, prepaid cards, ACH, and bank transfers are not surcharged.